Our approval process is designed to be fast and efficient:

• Instant approval: For pre-approved customers (within minutes)
• Express processing: 4-6 hours for complete applications
• Standard processing: 24-48 hours for most applications
• Complex cases: Up to 72 hours with proper documentation

We offer same-day disbursement for approved loans.

Our interest rates are competitive and vary based on loan type:

*Rates subject to change based on RBI guidelines and credit profile

Yes, we offer specialized solutions for clients with credit challenges:

• Secured loans: Against property or assets (higher approval chance)
• Co-applicant option: With a creditworthy co-borrower
• Debt consolidation: Combine multiple debts into one manageable payment
• Credit rebuilding programs: Special plans to improve your credit score

Our advisors can suggest the best option based on your specific situation.

We understand financial difficulties and offer flexible solutions:

• Grace period: 15 days with minimal late fees
• Payment restructuring: Option to extend loan tenure
• EMI holiday: Temporary pause on payments (conditions apply)
• Partial payments: Accept partial payments during hardships

We recommend contacting us immediately if you anticipate payment issues to avoid negative credit reporting.

Multiple ways to track your application:

• SMS alerts: Automatic updates at each stage
• WhatsApp: Send "STATUS [application ID]" to +91 93997 83527
• Online portal: Coming soon (currently in development)
• Phone support: Call our customer care during business hours
• Branch visit: Visit our Kareli office with your reference number

Yes, we specialize in agricultural financing with customized solutions:

• Crop loans: For seasonal agricultural operations
• Farm equipment loans: Tractors, harvesters, irrigation systems
• Warehouse receipt loans: Against stored produce
• Dairy/poultry loans: For animal husbandry businesses
• Horticulture loans: For fruit/vegetable cultivation

Special government-subsidized schemes available for eligible farmers.